About GenticIQ

Developed by wiSource

We have nearly 3 decades of direct experience working and optimizing payment processing rails, working with major enterprises, top-tier processors, and the card associations.

What GenticIQ Does

Independent RFI/RFP Development Powered by AI

GenticIQ Merchant creates fully structured, highly technical RFIs (Requests for Information) and RFPs (Requests for Proposals) on your behalf. These documents are designed using:

  • Your existing transaction data
  • Industry benchmarks
  • Provider-agnostic pricing models
  • AI-driven analysis of rate structures
  • Interchange optimization insights
  • Historical patterns across similar merchant categories

Each RFI/RFP is constructed to force clarity, expose margin layers, and position your organization to negotiate from a position of strength.

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AI-Driven Merchant Analysis

Our proprietary AI agents evaluate your environment across hundreds of variables, including:

  • Interchange management and optimization
  • Downgrade detection and pattern identification
  • Benchmarking across industries and volumes
  • Fee structure validation
  • Provider margin analysis
  • Gateway configuration review
  • Surcharge and fee-shift opportunities
  • Comparative modeling of alternate pricing methodologies

This allows us to deliver multiple pricing scenarios, negotiation strategies, and cost-saving pathways that traditional consultants and processors simply cannot match.

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Savings Model: Transparent and Merchant-Aligned

GenticIQ Merchant operates on a simple, aligned structure:

  • No upfront cost
  • No risk
  • You keep 80% of the savings.
  • We earn 20% only after your organization verifies the savings.
  • Your provider remains the same.
  • Your systems & terminals remain the same.
  • Your business keeps the majority of the financial benefit.
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Almost 3 Decades of Merchant & FinTech Leadership

Let us perform an analysis of your current merchant account and find you the savings you are missing – all without changing your provider.

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